Briefing: Florida's Property Insurance Market

/ Categories: Research, Hurricane Ian, Insurance

Explore the latest insights from Florida TaxWatch's "Property Insurance Briefing" as it delves into the complexities of Florida's property insurance market amidst the 2024 hurricane season. This report examines the instability caused by soaring premiums, driven by litigation and hurricane damages, and discusses the role of Citizens Property Insurance as a critical safety net for over a million Floridians. Highlighting legislative efforts to stabilize the market and initiatives like home hardening to reduce costs, this briefing is essential for anyone affected by or interested in Florida's property insurance challenges. Download the full report for a comprehensive analysis and actionable solutions.

What’s Next: Hurricane Ian Recovery

/ Categories: Research, Hurricane Ian, Blog

On October 26, 2022, Florida TaxWatch hosted a discussion of subject matter experts to gain insight as to how Florida will overcome the impacts of Hurricane Ian as residents rebuild their homes, infrastructure, businesses, and finances. The discussion highlighted actions already taken to support residents, as well as challenges left for Florida to resolve. The Florida TaxWatch team was joined by Eve Rainey, the Executive Director of the Florida Emergency Preparedness Association; Kari Hebrank, Senior Governmental Consultant with Carlton Fields; and Fred E. Karlinsky, co-chair of the Insurance and Regulatory Transaction Practice at Greenberg Traurig. The discussion was moderated by Florida TaxWatch Senior Vice President of Research Bob Nave.

A Key to Overcoming Disasters: Complete Census Data Reinforces Resiliency

/ Categories: Research, Census, Economic Development, Hurricane Ian

Florida beaches are a treasure to the state, and as such, many residents strive to remain in close proximity to the shoreline. Statewide, 64.2 percent of employment and 79.2 percent of businesses are found within Florida’s 35 coastal counties.1 Unfortunately, the luring lifestyle of beaches comes at a cost; the homes and livelihoods of most Floridians are tied to areas susceptible to hurricane havoc.

A Rising Tide Sinks All Homes - The Effects of Climate Change on Florida's Economy

With more than 8,400 miles of coastline and a flat, low-lying coastal topography, Florida is especially vulnerable to the effects of sea level rise. Tens of thousands of Florida homes and businesses are at increased risk from sea level rise. Much of Florida’s critical infrastructure is at low elevations, designed and built with little consideration of future sea level rise. The physical effect of changing climate translates into real economic impacts.

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Building The Force: An Analysis of Florida’s Law Enforcement Apprenticeship Program (LEAP)

Building The Force: An Analysis of Florida’s Law Enforcement Apprenticeship Program (LEAP)

Florida’s Law Enforcement Apprenticeship Program (LEAP) is an innovative workforce solution addressing persistent staffing shortages in law enforcement, particularly in rural and fiscally constrained communities. Backed by $3.25 million in state funding, the program currently supports 117 apprentices across 25 Sheriff’s Offices, allowing participants to earn a salary while completing required training. By removing financial barriers to entry, LEAP is expanding access to law enforcement careers, strengthening local recruitment pipelines, and helping agencies improve staffing levels while building a more diverse and sustainable workforce.

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Florida Economic Forecast 2025 - 2035

Florida Economic Forecast 2025 - 2035

Florida's economy reached $1.85 trillion in Q3 2025, ranking first among all 50 states and the District of Columbia in economic growth. This fourth installment of Florida TaxWatch's quarterly economic forecast series — produced in partnership with the Regional Economic Consulting Group — examines whether that momentum is sustainable through 2035.

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